Home Mortgage Loans

Mortgage Center

First State Bank has Loan Officers ready to help with all of your home financing needs!

The First State Bank Loan Officers that meet your search criteria are listed below.

You can contact a Loan Officer by phone or e-mail, or click on the name of the Loan Officer you want to work with and you'll be directed to their personalized web site.

Cory Biers
Office: 815.539.5426
Email: cbiers@firststatebank.biz

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706 Washington Street
Mendota, IL 61342
Cory Biers has been a loan officer at First State Bank since 1994. His knowledge and experience in the mortgage department allows him to match the correct loan that works best for you.
Cory has lived in Mendota his whole life. After graduating from the University of Illinois, he worked for Farmers Home Administration before joining First State Bank. He and his wife Becky have three children.

Click here to read more about our Senior Vice President, Loans

Cory Biers has been a loan officer at First State Bank since 1994. His knowledge and experience in the mortgage department allows him to match the correct loan that works best for you.
Cory has lived in Mendota his whole life. After graduating from the University of Illinois, he worked for Farmers Home Administration before joining First State Bank. He and his wife Becky have three children.
Ashley Rzasa
Office: 815.672.3315
Email: arzasa@firststatebank.biz

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115 Plaza Drive
Streator IL 61364 I have been in banking for 21 years. In 2009 I started with First State Bank as a mortgage loan processor. As a processor I worked closely with my loan originators, in 2019 when the opportunity for me to become one was presented I was confident that it was the right choice. I am committed to making your purchase or refinance experience the best one yet.

Click here to read more about our Loan Originator

I have been in banking for 21 years. In 2009 I started with First State Bank as a mortgage loan processor. As a processor I worked closely with my loan originators, in 2019 when the opportunity for me to become one was presented I was confident that it was the right choice. I am committed to making your purchase or refinance experience the best one yet.
Brent Ohlinger
Office: 815.562.1741
Email: bohlinger@firststatebank.biz

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304 E Highway 38
Rochelle, IL 61068
I have been in Banking close to 30 years and bring expertise to handle all your home lending needs.

I graduated from the University of Illinois was born and raised in Rochelle, married and have 2 daughters.

Click here to read more about our Community President, Rochelle

I have been in Banking close to 30 years and bring expertise to handle all your home lending needs.

I graduated from the University of Illinois was born and raised in Rochelle, married and have 2 daughters.
Chris Holdenrid
Office: 815.539.5426
Email: choldenrid@firststatebank.biz

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706 Washington Street
Mendota, IL 61342 Chris Holdenrid has over 27 years of lending experience, specializing in residential home loans and consumer lending.

Click here to read more about our Senior Vice President, Mortgage Loans

Chris Holdenrid has over 27 years of lending experience, specializing in residential home loans and consumer lending.
David Eckhardt
Office: 815.562.1741
Email: deckhardt@firststatebank.biz

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304 E Highway 38
Rochelle, IL 61068 I have been in banking since 1980. I work with Consumer, Real Estate and Commercial loans. I have worked at bank’s in Rochelle since 1990. I’ve been at this location since 11/2003.

Click here to read more about our Vice President, Loans

I have been in banking since 1980. I work with Consumer, Real Estate and Commercial loans. I have worked at bank’s in Rochelle since 1990. I’ve been at this location since 11/2003.
John Gehant
Office: 815.628.3551
Email: jgehant@firststatebank.biz

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752 Second St
West Brooklyn, IL 61378 John has been in community banking since graduating from Western Illinois University in 1991. Living most of his life in West Brooklyn, John currently lives in LaSalle with his wife Mary Jo. John serves customers at the West Brooklyn branch, where he focuses on mortgage, agricultural and consumer lending. Feel free to contact John to discuss the wide selection of loan products First State Bank has to offer.

Click here to read more about our Vice President

John has been in community banking since graduating from Western Illinois University in 1991. Living most of his life in West Brooklyn, John currently lives in LaSalle with his wife Mary Jo. John serves customers at the West Brooklyn branch, where he focuses on mortgage, agricultural and consumer lending. Feel free to contact John to discuss the wide selection of loan products First State Bank has to offer.
Jordan Carpenter
Office: 309.663.6311
Email: jcarpenter@firststatebank.biz

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502 North Hershey Road
Bloomington, IL 61704
I am the Community President for First State Bank in Bloomington, IL and focus on the management, growth, and long term planning for our continued success in the Central Illinois region. I also serve as a Commercial Lender with emphasis in commercial and residential real estate, as well as small business and C&I lending. I was elected to the Board of Directors of First State Mortgage Services in 2015, a wholly owned Subsidiary of First State Bank, and continue to provide value in the ongoing and future success of the Company.
I began as a Commercial Credit Analyst for a regional bank and worked my way up to becoming a Residential and Commercial Lender. After becoming a top producing Commercial Lender over the next 6 years, I was promoted to Community President in 2015.

Click here to read more about our Community President, Bloomington

I am the Community President for First State Bank in Bloomington, IL and focus on the management, growth, and long term planning for our continued success in the Central Illinois region. I also serve as a Commercial Lender with emphasis in commercial and residential real estate, as well as small business and C&I lending. I was elected to the Board of Directors of First State Mortgage Services in 2015, a wholly owned Subsidiary of First State Bank, and continue to provide value in the ongoing and future success of the Company.
I began as a Commercial Credit Analyst for a regional bank and worked my way up to becoming a Residential and Commercial Lender. After becoming a top producing Commercial Lender over the next 6 years, I was promoted to Community President in 2015.
Leah Myers
Office: 815.752.2269
Email: lmyers@firststatebank.biz

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1940 DeKalb Avenue
Sycamore, IL 60178
Leah is a Loan Officer who has been with First State Bank since January 2018. She specializes in new purchases, refinances, and home equity lines of credit. She enjoys working with new and current clients alike and will work hard to get you a loan that works for you and your family. If you’re looking to lower your rate on your current home or have an eye on your dream home, Leah would love to help you accomplish your goals!

Born and raised in Dekalb County, Leah has spent most of her life in northern Illinois. In her free time, she enjoys golfing, hiking, and traveling.

Click here to read more about our Loan Officer

Leah is a Loan Officer who has been with First State Bank since January 2018. She specializes in new purchases, refinances, and home equity lines of credit. She enjoys working with new and current clients alike and will work hard to get you a loan that works for you and your family. If you’re looking to lower your rate on your current home or have an eye on your dream home, Leah would love to help you accomplish your goals!

Born and raised in Dekalb County, Leah has spent most of her life in northern Illinois. In her free time, she enjoys golfing, hiking, and traveling.
Margaret (Peg) Orland
Office: 630.587.9801
Email: porland@firststatebank.biz

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2601 Oak Street
St. Charles, IL 60175 Peg Orland brings 40 years of mortgage banking experience to her customers and is currently the banks Residential Portfolio Loan Originator for the Fox Valley Area. She has made St. Charles her home with her husband Keith for the past 27 years. Peg believes that the mortgage process should be a painless experience for the customer and that it is important to educate the consumer so that the type of loan they choose is the correct fit for their situation. She has built her reputation by treating her customers with respect and personally handles the transaction from beginning to end. Her customers as well as local real estate attorneys and title company personnel will attest to her dedication and expertise.
If you are seeking a bank held residential loan; long term adjustable rate loan, HELOC, second mortgage or construction loan in the Fox Valley area I would appreciate the opportunity to work with you in meeting that goal.

Click here to read more about our Mortgage Originator

Peg Orland brings 40 years of mortgage banking experience to her customers and is currently the banks Residential Portfolio Loan Originator for the Fox Valley Area. She has made St. Charles her home with her husband Keith for the past 27 years. Peg believes that the mortgage process should be a painless experience for the customer and that it is important to educate the consumer so that the type of loan they choose is the correct fit for their situation. She has built her reputation by treating her customers with respect and personally handles the transaction from beginning to end. Her customers as well as local real estate attorneys and title company personnel will attest to her dedication and expertise.
If you are seeking a bank held residential loan; long term adjustable rate loan, HELOC, second mortgage or construction loan in the Fox Valley area I would appreciate the opportunity to work with you in meeting that goal.
Melissa Maurice
Office: 815.224.4486
Email: mmaurice@firststatebank.biz

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4351 Venture Drive
Peru, IL 61354 With 25 plus years of banking experience, Melissa has been with First State Bank since May 1996. She started as a Teller/CSR and started loan processing in 1997 while continuing her position as a Teller/CSR for many years.
Melissa is currently the Loan Officer/Branch Manager in our Peru Branch and continues to process loans as well. She can help you with purchasing your dream home, Refinances, Home Equity Lines of Credit and Personal loans. She truly enjoys working with new and current clients. Melissa will work with you to find a loan that works for you and your family.

Click here to read more about our Branch Manager/Loan Officer

With 25 plus years of banking experience, Melissa has been with First State Bank since May 1996. She started as a Teller/CSR and started loan processing in 1997 while continuing her position as a Teller/CSR for many years.
Melissa is currently the Loan Officer/Branch Manager in our Peru Branch and continues to process loans as well. She can help you with purchasing your dream home, Refinances, Home Equity Lines of Credit and Personal loans. She truly enjoys working with new and current clients. Melissa will work with you to find a loan that works for you and your family.
Robert Suarez
Office: 815.224.4486
Email: bsuarez@firststatebank.biz

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4351 Venture Drive
Peru, IL 61354 With over 26 years of banking experience, Bob Suarez has knowledge in all aspects of banking. Bob holds an economics degree from Illinois State University and has been with First State Bank since Feb 1998. He is a lifetime resident of the Illinois Valley and provides excellent Community Banking customer service.

Click here to read more about our Community President, Peru

With over 26 years of banking experience, Bob Suarez has knowledge in all aspects of banking. Bob holds an economics degree from Illinois State University and has been with First State Bank since Feb 1998. He is a lifetime resident of the Illinois Valley and provides excellent Community Banking customer service.
Tara Stefanich
Office: 815.443.0948
Email: tstefanich@firststatebank.biz

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1212 LaSalle Street
Ottawa, IL 61350 With over 11 years of residential lending experience, Tara Stefanich is committed to providing exceptional customer service, honest and respectful communication, and financing options that fit your individual needs. Call today for an appointment, or apply online now!

Click here to read more about our Mortgage Originator

With over 11 years of residential lending experience, Tara Stefanich is committed to providing exceptional customer service, honest and respectful communication, and financing options that fit your individual needs. Call today for an appointment, or apply online now!
Jess Newcomer
Office: 815.539.5426
Email: jnewcomer@firststatebank.biz

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706 Washington St
Mendota IL 61342 Hello! My goal is to provide my customers the best experience with a seamless mortgage process to purchase, build or refinance the home of their dreams. Working closely with each customer, I strive to understand all aspects of their financial picture to provide the most value to them. We will work together to find the best financing options to fit your needs.
I’m a lifelong member of the Illinois Valley community, currently residing in Cherry, with my husband and dog, Puggy! I enjoy getting involved in the community and watching it grow!

Click here to read more about our Retail Loan Officer

Hello! My goal is to provide my customers the best experience with a seamless mortgage process to purchase, build or refinance the home of their dreams. Working closely with each customer, I strive to understand all aspects of their financial picture to provide the most value to them. We will work together to find the best financing options to fit your needs.
I’m a lifelong member of the Illinois Valley community, currently residing in Cherry, with my husband and dog, Puggy! I enjoy getting involved in the community and watching it grow!
Evan Ibsen
Office: 309-663-6311
Email: eibsen@firststatebank.biz

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502 N Hershey Rd
Bloomington, IL 61704 I have been with First State Bank since 2020, working as a credit analyst and now as a Loan Officer. I handle Commercial, Consumer and Residential lending in the Central IL region.

I was born and raised in Bloomington-Normal and attended Central Catholic High School. I joined the IL Army National Guard when I was 18 while attending Western Illinois University where I graduated with a bachelor’s degree in marketing. I am currently attending the University of Illinois for my MBA. Outside of work I enjoy spending time with my wife, Maranda, our daughter Isabella and our dog Jasper.

Click here to read more about our Loan Officer

I have been with First State Bank since 2020, working as a credit analyst and now as a Loan Officer. I handle Commercial, Consumer and Residential lending in the Central IL region.

I was born and raised in Bloomington-Normal and attended Central Catholic High School. I joined the IL Army National Guard when I was 18 while attending Western Illinois University where I graduated with a bachelor’s degree in marketing. I am currently attending the University of Illinois for my MBA. Outside of work I enjoy spending time with my wife, Maranda, our daughter Isabella and our dog Jasper.

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Chris Holdenrid

Senior Vice President, Mortgage Loans

NMLS #: 461073

Office: 815.539.3834

Fax: 815.539.5426

Email: choldenrid@firststatebank.biz

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Home Mortgage Loans

Mortgage Center

First State Bank has Loan Officers ready to help with all of your home financing needs!

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Chris Holdenrid

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